Sell My O’Fallon, MO Home Preforeclosure

Sell my O’Fallon, MO home pre-foreclosure. We all face hardships some time in our lives, and those difficulties present differently to each of us. When you are no longer able to make your mortgage payments, you may receive notification that you have defaulted on your home loan. It is a difficult thing to stomach, but it’s important to remember that you have options. One of the best options is to sell your O’Fallon, MO home preforeclosure.

Evervest Home Buyers is here for you through this difficult time, and we want to help. The answer to your O’Fallon, MO mortgage problem is Evervest. Our team has been buying and selling houses and helping folks in O’Fallon, pstate] sell their homes in preforeclosure for over three decades. We recognize that it is difficult for homeowners to get out from under difficult properties and understand that it is not only financially strenuous but also emotionally taxing to have to part with your home because of payment hardships. With Evervest Home Buyers helping to sell your O’Fallon, MO home preforeclosure, we’ll give you a fast and reasonable offer for your home that will make it easy for you to sell the property and move on with your life.

What does it mean to sell my home pre-foreclosure?

A preforeclosure is when you have received notification from your bank or mortgage lender that your loan is in default, but your house has not yet gone to the auction to be sold. At this point, you presumably owe a considerable chunk of money.

Lenders don’t like to keep properties for a long time. After all, they are not in the real estate or landlord business. They want to avoid foreclosures when they can, or get rid of the properties quickly when they have to. They mitigate the loss of the loan amount owed by selling the property quickly at a sheriff sale auction.

If your house goes into foreclosure, you risk losing your home, annihilating your credit score, and living in debt for the foreseeable future. You have the chance to stop your home from being foreclosed upon and sold at auction by acting quickly and selling your home yourself in preforeclosure.

Why should I sell my home pre-foreclosure?

Debt can be overwhelming and discouraging. Before you give up or decide to avoid these challenges, frame your situation from a different perspective. Instead, you can look at the preforeclosure of your O’Fallon, MO home as an opportunity. If you sell your O’Fallon, MO home preforeclosure, you have a chance to sell your home and get the money you owe. You will no longer own your home, but selling your O’Fallon, MO home preforeclosure yourself halts the bank from possessing it to sell at auction and gives you a opportunity to pay off all or most of what you owe. Then, you have the opportunity to start fresh without the debilitating defaulted loan continuing to loom over your head long after you no longer have the house.

I want to sell my O’Fallon, MO home preforeclosure. Now what?

Once you’ve been notified that you are in default, you need to act. Your mortgage lender is required to follow certain rules on giving you notice about your defaulted mortgage and letting you know that they are going to foreclose. You have a certain amount of time to act after you’ve been notified before they sell your home at auction. You may choose to attempt to save your home by making partial payments and asking your lender if they can make modifications to your agreement to allow you time to catch up. But if that is not an option, you should begin the process to sell your home in preforeclosure right away.

Get in touch with Evervest Home Buyers immediately once you’ve decided to sell your O’Fallon, MO home in preforeclosure.Our process is simple, and the same for every person with any type or condition of home. All it takes is a single phone call. We will then begin our process to help you sell your home preforeclosure in O’Fallon, MO. We will evaluate your property, give you a fair offer for the home, and give you a chance to accept or decline. If you decide to sell, we will close the offer and give you cash in hand!

Evervest Home Buyers offers home-selling and buying solutions no matter what your situation may be. Learn more about our additional services, including:

Sell My Home Preforeclosure | Evervest Home Buyers

When your O’Fallon, MO home goes into preforeclosure, you have limited time to act. Make things easier on yourself by coming to Evervest Home Buyers. Lenders try to avoid foreclosures when possible, so there is a good chance that they will work will you once you notify them of our offer.

If you’re interested in selling your home with a loan in default, don’t worry. Evervest Home Buyers is a proud part of the O’Fallon, MO community and is here to help you sell your O’Fallon, MO home preforeclosure. Our mission is to help our O’Fallon neighbors get through the taxing process of selling a home, whether or not a mortgage is involved. Our quick cash offer will be a fair amount for your property and can be in your hands in as little as a few days. If you’re interested in scheduling a consultation, and selling your home for all-cash, call 314-730-0366 or Contact us today!